Wednesday, July 31, 2019

How Important is Setting in Gulliver’s Travels? Essay

Gulliver’s Travels was written in 1726 by Johnathan Swift. Swift was a very outspoken member of the Church of England. His previous book, The Tale of a Tub satirized the feuds between Catholics and Protestants, and ruined his chances of being a bishop with its unpopularity. Swift uses setting in Gulliver’s Travels to reveal his own criticisms of humanity and his views on society. He presents several different societies, which each represent an exaggerated aspect of 18th century Europe. The eponymous ‘hero’ is Lemuel Gulliver, whose name indicates his nature: He starts off extremely gullible. As Gulliver travels through Lilliput, Brobdingnag, Laputa, Glubbdubdrib, Luggnugg, and the Land of the Houyhnhnms, he becomes disillusioned with his own humanity and ends up disgusted by other humans and spending his life talking to his horses. In Lilliput, Swift draws parallels with England, the nobility and parliament in particular. The emperor is small-minded and probably represents George I. George I was German and never learnt to speak English. He was reputed to be vain, like the emperor, who needs long introductions and fancy title to boost his ego. In Lilliput, Swift also introduces the idea that the stature of a human is proportional to the generosity, kindness, and wisdom of a human, contrary to Gulliver’s expectations. At the start of his second voyage, he even says, â€Å"Human creatures are observed to be more savage and cruel in proportion to their bulk†. This is after he has been tied up, shot at, and trapped by the tiny Lilliputians, which enforces the idea that Gulliver’s observations are not always accurate. This incorrect observation highlights the almost perfect society of the Brobdingnagians, who are much bigger than Gulliver. Swift mainly uses Lilliput to draw attention to the absurdity of religious wars, such as the conflict between the Catholics in Ireland and the English Protestants. The main way he does this is by giving an exaggerated example of a stupid religious war: Lilliput’s war with Blefescu. The war started because the then Emperor of Lilliput passed a law saying that everyone had to break their eggs at the small end. People who broke this law were discriminated against, and books by them were destroyed and not published. This is very similar to the situation in Ireland which Swift strongly objected to, despite the fact that he was a Protestant himself. Furthermore, the mutually sacred book of the Little-endians and Big-endians says, â€Å"All true believers shall break their egg at the convenient end†. This is blatantly Swift saying that war between Catholics and Protestants is foolish because they are only arguing about their interpretation of the same book. His point is convin cing because he uses an obviously ridiculous example to demonstrate his idea. As well as drawing attention to the absurdity of the conflict in Ireland, Swift also reflects on vanity in humans. The Lilliputians, though incredibly small, are so vain that they think they can imprison Gulliver. Another example is when Gulliver saves the Empress and her possessions but instead of thanking him, she is so proud that she cannot cope with the way he put out the fire, even though it was the only way to save her apartment. She pressures the government to get rid of Gulliver because of the harm he has caused her reputation. The Empress is thought to represent Queen Anne, who was displeased by Swift’s earlier book The Tale of a Tub because she thought that, while it might dissuade interest in Catholicism, it would do the same for Protestantism. Her disapproval meant that Swift would never become a bishop. In contrast to Lilliput, Brobdingnag is almost utopian; all resources are pooled and divided equally, and the King and Queen are wise and just. During Gulliver’s stay in Brobdingnag, he attends the king several times to tell him about England and Europe. Gulliver recounts â€Å"He was perfectly astonished with the historical account I gave him of our affairs during the last century, protesting it was only a heap of conspiracies, rebellions, murders, massacres, revolutions, banishments, [and] the very worst effects that avarice, faction, hypocrisy, perfidiousness, cruelty, rage, madness, hatred, envy, lust, malice, or ambition could produce†. These are incredibly strong words from such a kind king, which shows that he is very upset by the actions of a race that is so similar to his own. Swift makes Gulliver seem stupid in Lilliput, by making him endure his captivity, be afraid of the Lilliputians, and other things related to his size in relation to his captors, and because Swift has given us the impression that Gulliver is a fool, we start to believe his opinions less and less, and start to interpret his narrative in different ways. This in turn helps us believe that the Brobdingnagian King is at least partly right in saying that â€Å"the bulk of your natives [are] the most pernicious race of little odious vermin that Nature ever suffered to crawl upon the surface of the Earth†. Gulliver then says that the king must be excused because he is so far from the rest of the world that his standards could not fit in our country. Even though Swift portrays Brobdingnag as a sort of Utopia, and it is by far the most civilised place Gulliver visits, it is not perfect. The dictionary defines ‘Utopia’ as â€Å"an ideal and perfect place or state where everyone lives in harmony and everything is for the best†. There is still crime in Brobdingnag, because Gulliver himself watches the execution of a murderer, and there are still bad people, as in every society, like the dwarf, who drops Gulliver in a bowl of cream. Perhaps Swift is saying that even the best human societies cannot be truly perfect, because of the nature of humanity; some people are born bad. This is at odds with the thinking of the time, when people optimistically thought that human nature was basically good. Swift is suggesting that this is untrue. Gulliver’s next voyage is to Laputa. Swift uses Laputa to show his opinion of the (then) current obsession with scientific knowledge and learning. The Laputians are so deep in thought all the time that they have to employ ‘flappers’ to bring them back into a conversation by flapping them on the ears and mouth. They are unable to carry out a conversation, or do anything physical, without a flapper. Because of this, their wives and daughters escape to the mainland underneath Laputa whenever they can, and some do not come back. Swift uses the Laputians to show the stupidity of science just for science’s sake; when scientists start to ignore the rest of the world because they are so concerned in astronomical and mathematical matter, they are not helping anyone. The word ‘Laputa’ sounds like the Spanish word for ‘prostitute’, ‘la puta’, and Swift would have known this, so he may be suggesting that the Laputians have prostituted themselves to science. Laputa is also a floating island, kept up by a magnetic stone, so the Laputians literally have their heads in the clouds. After realising that Gulliver is not as clever as he is supposed to be (he is a doctor), the reader has begun to read into Gulliver’s descriptions and should see the ridiculousness and the comparison to scientists. Also on this voyage, Gulliver visits a place called The Academy, which represents the Royal Society of London, a scientific institute set up by Isaac Newton. The experiments described Gulliver that take place in The Academy actually happened in the Royal Society, despite how ridiculous they are. They include extracting sunbeams out of cucumbers, using spiders to produce silk, and ploughing the ground with pigs who are trying to find acorns that have been planted there. Each of the professors doing these experiments is odd in appearance, to draw attention to the strangeness of their experiment. All of the places Gulliver travels to on this voyage are obsessed with knowledge, except Luggnugg, where those born with immortality are feared and looked down on. These people have realised the problems with immortality. At first, Gulliver imagines how he would spend an infinite lifetime, but he imagines himself eternally young, but this is a different thing to immortality. After seeing the aged Struldbruggs, he says, â€Å"My keen Appetite for Perpetuity of Life was much abated. I grew heartily ashamed of the pleasing Visions I had formed, and thought no Tyrant could invent a Death into which I would not run with Pleasure from such a Life.† Gulliver’s final voyage, and the most controversial one, is to the Land of the Houyhnhnms, which sounds a bit like the word ‘human’ when said by a horse. In this Land, Gulliver firsts sees the Yahoos, which he sees as some kind of animal and not as humans at all. He describes their appearance as he would an animal, and compares them to other animals, noting, as the Brobdingnagian scientists did, that they weren’t very well equipped for survival. Because of their wild appearance, he does not recognise them as human, and is shocked when he discovers that they are. In the Land of the Houyhnhnms, horses are the ruling species, and keep Yahoos as pets. The Yahoos emphasise everything Swift has implied about humanity; they show avarice, lust, and greed, the leader is always the slyest and disgusting one. The grey mare, Gulliver’s companion on this voyage, says that when more than enough food is given to a group of Yahoos, each one will try to get it all to itself. The Land of the Houyhnhnms is by far the most ideal society Gulliver encounters, albeit not for the humans. However, it is almost completely devoid of emotion, and is the only place Gulliver visits where the ‘people’ do not have names. As well as this, if a family has two same-gender foals, they will trade one with a family that has two foals of the opposite gender, to keep the balance. This would be impossible in a human society, as nobody would trade his or her own child. The closest a human society gets to this is in Lilliput, one of the most ridiculous countries Gulliver visits, where the children only see their parents for a few days a year, and live communally the rest of the time. Swift may be suggesting, by making this happen in Lilliput, that it is a bad idea, and that parents should keep their own children, even at the cost of society. the Land of the Houyhnhnms shows that a ‘perfect society’ is possible, but as Swift chooses to compose it of horses, with humans as a hindrance to it, he is probably suggesting that because of the nature of humans, we cannot possibly have an entirely perfect society, we can only try, as in Brobdingnag. In conclusion, Swift uses each setting to emphasis one or more of humanity’s flaws. In Lilliput, he demonstrates pride in the Lilliputians, in Brobdingnag he shows us the stupidity of the vanity of the women by pointing out all their blemishes from close up (â€Å"Their Skins appeared so coarse and uneven, so variously coloured, when I saw them near, with a Mole here and there as broad as a Trencher, and Hairs hanging from it thicker than Pack-threads, to say nothing further concerning the rest of their Persons.†) In his third voyage, the thirst for knowledge and immortal life is ridiculed, and in the Land of the Houyhnhnms, everything Swift has said so far is confirmed, in the disgusting Yahoos.

Tuesday, July 30, 2019

Oil, War and U.S. Foreign Policy. Essay

The war against Iran by the Anglo-American powers has been in planning since 1990s as part of their Greater Middle East strategy. A number of sources have recently reported plans by the Iranian government to institute a Tehran oil bourse and this might be the hidden agenda behind the evident march to war by the Anglo-American powers on Iran. The oil bourse argument is a red herring which diverts the attention of people from the real geopolitical grounds which is behind the real motive for the march to the war which is a high risk game on the nuclear weapon. In 1996, two neo-conservatives, Douglas Feith and Richard Perle who later played an important role in the formulation of the Pentagon policy in the Middle East under the Bush administration authored a paper which was presented to the elected Israeli Prime Minister Benjamin Netanyahu. The advisory paper, â€Å"A Clean Break: A New Strategy for Securing the Realm†, had the intention of making Netanyahu to make â€Å"a clean break from the peace process†. Feith and Perle also demanded Netanyahu to strengthen the defense of Israel against Syria and Iraq and to attack Iran as the prop for Syria. More than a year before the declaration of the former US president George W Bush of his â€Å"shock and awe† operations against Iraq, he made his January 2002 State of the Union address which is now infamous to the Congress in which he Iran, together with North Korea and Iraq as members of the â€Å"axis of evil† trio. This occurred before anybody in Tehran had even considered establishing an oil bourse in trading oil in various currencies. According to Engdahl, the US believed that the Tehran oil bourse would be the casus belli, which would trigger the pushing of Washington down the road to the potentiality of annihilation of Iran, which seems to be based on the notion that trading on oil openly to other nations in other currencies would make Tehran set in to motion a chain of events in which buyer after buyer, nation after nation, would come to buy oil no longer in US dollars but in euros. This in turn according to an argument, would lead to a panic in selling of the US dollars on the world foreign exchange markets and also lead to the collapse of the role of the US dollar as the reserve currency, which is one of the pillars of the â€Å"US Empire†. According to Engdahl in his book, A Century of War, the creation of â€Å"petrodollar recycling† in 1974, which is a process where the by then US secretary of state Henry Kissinger was deeply involved, led to oil price hike of 400% and this was orchestrated by the Organization of Petroleum Exporting Countries (OPEC). Engdahl puts it that US dollar did not manage to become a â€Å"petrodollar† even though Kissinger emphasized the process of â€Å"recycling petrodollar†. According to the author, what Kissinger was referring to was the initiation of a new phase of global hegemony of US in which the export earnings from the petrodollar of OPEC oils lands would be recycled back to the hands of the major London and New York banks and later re-lent in the form of US dollars to other nations which are deficient in oil such as Argentina and Brazil and this led to the creation of what was soon to be known as the Latin America debt crisis. By this time, the US dollar had been a fiat issue since August 1971 following the abrogation of the Bretton Woods Treaty and refusal by the then US president Richard Nixon to redeem US dollars which were held in foreign central banks for gold. Due to the 400% increase in oil prices, nations such as Germany, France, and Japan suddenly had the reason to buy oil in their own currencies with the aim of lessening the pressure on their reserves of trade dollars which was rapidly declining. This led to the coming up of the Pentagon and US treaty partly with their secret diplomacy by Kissinger through bullying threats According to Engdahl, the US military were sent to Afghanistan for two main reasons; the first reason was to restore and control the world’s largest supplier of opium in the world while at the same time use the drugs as a geopolitical weapon against their opponents especially Russia. The control of the drug market is an essential ingredient for the liquidity of the corrupt and bankrupt Wall Street financial market. U. S. Military and CIA Interventions in the Middle-East. Blom traces the origin of the current conflict from the brutal 1980-88 war which was between Iran and Iraq. At the time of the war, Kuwait was busy stealing oil from the Iraqi territory which was worth more than $2. 4 billion of oil. Soon after the battle, United Emirates and Kuwait started to exceed the production quotas that had been established by OPEC and this led to flooding in the oil market leading to a reduction on oil prices. This led Iraq to become deeply in debt and the then president Saddam Hussein declared this policy a threat to hi country by pointing out that Iraq was loosing billions of dollars each year due to the drop in oil prices. In an attempt to offset these loses, Saddam decided to gain possession of the two Gulf islands which were blocking Iraq from ownership of Rumaila oilfield. Kuwait continued to ignore Iraq’s territorial and financial demands and the OPEC’s request to follow the quota system and this led to Iraq to form large number of troops who were posted along the Kuwait border. This led to the intervention of the US who viewed themselves as the world’s supper power. After Iraq attacked Kuwait, US came to the defense of Kuwait by declaring that their interest was in protecting nations with whom they had longstanding and deep ties while at the same time, The White House declared their concern about the buildup of troops by Iraq. According to the author, United States had an official position on the Kuwait-Iraq border dispute. This is evident from the official statement that were found by the Iraqis in some of the Kuwait intelligence files which was a memorandum concerning a meeting between the CIA Director William Webster and Kuwait state security in November 1989. in the document, there was an agreement between the Americans and Kuwait that it was of great importance to take advantage of the deteriorating economic situation in Iraq with the aim of putting pressure on Iraq’ government so as to delineate their common borders. It is evident that US was involved from the beginning and advised Kuwait to apply pressure on Iraq so as destabilize the country economically. The CIA later denied these allegations saying that it was a fabrication. Blum puts it that the US has been behind the Kurdish’ slaughter of many innocent citizens and also encouraged the Shiite Muslims in Iraq to rebel. All these were done in an attempt to incite Saddam so that he could incite a coup which would result in to the intervention of the United States. The killings in the Persian Gulf by the American soldiers have been due to a voice command from George Herbert Walker Bush according Blum. The United States started supporting Afghan Islamic fundamentalists in 1979 in their bid to fight the Soviet Union. The US continued with their support despite the kidnapping of American ambassador in the capital city of Kabul in February 1979. American intervention according to Blom had some hidden agenda. The US was using lies and tricks to gain influence of Iraq so as to control the oil prices. In both cases, the authors recognize the use the use of tricks by the US government to make the Middle East unstable. Both the authors share a common view on the idea behind the control of Middle East affairs. In both cases, the authors acknowledge the use of military force in the wars in the Middle East and in both cases, it appears that US is the main cause of all these wars. The aim of the United States according to the two authors is to take control of the rich oil nations and make sure that they continue to price and sell oil in US dollars. They both acknowledge the pretence of the US to send their military force in these countries with the aim of restoring peace while in the real sense; the US is after establishing permanent military base in places such as Iraq so that they can control the resources of these countries. Under the Bush administration, there was a severe military attack in Iraq with the aim of removing Saddam from power with the pretence that he was behind manufacturing of nuclear weapons. After the attack, it became apparently clear that such a thing never existed in Iraq. Bush was only accomplishing a war that was started by his father against Saddam who had refused to consent to the demands of the United States. The Use of Torture in Iraq and Afghanistan. A lot has been said regarding what lies behind the shocking images of torture at Abu Ghraib which were released in 2004. many American were shocked by such images and novel with the exception of one American; Alfred McCoy who had been following the operations of the Central Intelligence Agency since the early 1970s, when the agency tried unsuccessfully to stop the publication of his book, The Politics of Heroin: CIA Complicity in the Global Drug Trade. McCoy had long been conducting study on the pioneering research by the CIA in to the methods of psychological torture. He writes that the CIA had started this project in the early 1950s with their initial study on the Chinese and Soviet methods of breaking and interrogating prisoners. The author has a negative image regarding the torture policies that America has used in the last decades. The CIA’s discovery of Psychological torture had its breakthrough in the 17th century. This was in contrast to the physical approach which they saw most of the times produced unreliable information or heightened resistance. Under the new psychological paradigm introduced by the CIA, the interrogators used two essential techniques; self-inflicted pain or disorientation so as to make the victims feel responsibility of their own suffering. The first stage of psychological torture involves the use of non-violent methods to by the interrogator to disorientate the subject. After disorientating the subject, the second stage involves simple self inflicted discomforts which may be in form of standing for many hours with the arms in extended position. Although psychological torture is less brutal due to the fact that there is no touch, the torture leaves both the interrogator and the victim with deep psychological scars. Victims normally require long-term treatment in order to recover from the trauma far much more than the physical pain. On the part of the interrogator, they may suffer from dangerous expansion of ego which may eventually lead to escalating cruelty and lasting emotional problems. According to McCoy, torture was conducted by the CIA directly and also indirectly through outsourcing. The use of torture is against humanity since it involves forcing the subject to confess in criminal cases with the assumption that they are guilty prior to trail. The CIA also used this method to serve as a deterrent to other potential offenders. According to the author, torture did less in bringing any trustworthy information or truthful confession neither did it prevent other people from breaking the law in any significant way. Following the September 11 bombing of the Twin Towers in the US, the administration of the former President George W. Bush allowed US intelligence service and the military to use torture as the only means to â€Å"quickly obtain information†. They did this by creating a category of prisoners who they claimed fall outside the protection by any treaty or law obligations and are deemed to be tortured. According to the CIA, they argue that this policy which considered the most abusive approach to interrogation is the most efficient and effective quick way to get information that is accurate and useful. From McCoy’s book, he clearly puts it that torture is always not a good way of producing reliable information. The experience from Colonel John Rothrock, who was heading a combat interrogation team in Vietnam, reported that â€Å"he doesn’t know any professional intelligence officers of my generation who would think this [torture] is a good idea,† but the US under the Bush administration failed to listen and this led to death of many innocent people in the name of state security. These torture cases were concealed from the general public and the Congress when CIA was busy for the past half of the century developing and applying a sophisticated form of psychological torture which were meant to go against investigation, prohibition or prosecution and this made it very successful. Americans have found themselves have found themselves in six separate accounts of this same moral quagmire in the last 50 years period. The first was the exposure of the CIA sponsored torture which took place in South Vietnam in 1970, Iran in 1978, Brazil in 1974, Honduras in 1988, and the cases in Iran and Iraq. Each of these cases was exposed at different times and as each case fades, the agency resumes with their lethal work in the shadows. The role of torture in the geopolitics of the Middle East is to divert attention on the real issue. While the CIA was busy torturing prisoners in Afghanistan and Iraq, they were at the same time busy exporting opium to other countries. The use of torture was also a means of making sure that no information was leaked to the public. Another role that torture play is to make the subject confess to what the interrogator expects them to do. Also the use of torture by the CIA was to make people from Middle East to desist from any corporation with those who could get in to their secret conducts in these countries. An example is when McCoy was doing a research for his book in the mountains of Laos; a group of CIA machineries attempted to kill him and even threatened his translator to stop working for him. While these were happening, the CIA was secretly transporting opium using Air America helicopters to South Vietnam. Use of torture helped the American’s to exert great influence in the Middle East as those who experienced the tortures gave their experiences once they were out of the prison. The psychological damage was so much that the victims could not become normal again. This coupled with the killings of many people during the war led to weakening of these nations such that American control of oil and drugs like opium could be easy. All these acts were conducted with the aim of building an â€Å"American Empire†. Works Cited. Alfred McCoy. A Question of Torture: CIA Interrogation, from the Cold War to the War on Terror (American Empire Project).

Monday, July 29, 2019

Self assessment Essay Example | Topics and Well Written Essays - 1000 words

Self assessment - Essay Example As a child I observed numerous events in which a heated discussion boiled down to the ethnicity of the contenders. I was disappointed when I witnessed such incidents since I always had friends belonging to differing ethnicities and cultures. Perhaps the most significant of relationships that I have ever had are those that I have had with my friends. I have always had a tendency to feel comfortable with people regardless of their ethic and cultural backgrounds. As a result, my circle of friends has almost always constituted individuals hailing from a variety of cultures and ethnicities. As a result of my interaction with people belonging to varying cultures and ethnicities at a multiple age, I have learnt to adjust to differing ethnic backgrounds. Another example of this can be found in my personal relationships. I have never restricted myself to any particular race or ethnicity and I have never chosen to judge a person. However, I realize that this approach is my individual approach and others may not be as liberal towards their orientation of different ethnicities as I am. It would not be incorrect to state that this will be most prominent when I acquire a professional position and interact with people .belonging to varying ethnicities on a daily basis. The most meaningful relationships I have had in terms of the multi-cultural context are those that I have had with my teachers. My teachers, regardless of their and my ethnic background, have always chosen to treat me with respect and judge me only on the basis of my academic merit. My teachers never treated me any different than the way they treated my fellow classmates. I was always given a fair chance to participate in the social picture and this fairness always encouraged me to give every opportunity my most sincere commitment. I realize that it will not be easy for me to communicate effectively with the customers I interface with. While the difference in culture will not serve as a barrier

Sunday, July 28, 2019

Martin luther king paper Essay Example | Topics and Well Written Essays - 500 words

Martin luther king paper - Essay Example These victories were achieved a year and two years after Luther’s electrifying speech of 1963 delivered from Lincoln Memorial. Advancement towards racial equity was also evident for Africa Americans by 1968. With such historical changes within America’s after Luther’s great speech, this paper explores ethos and logos as use in his speech moving people to embrace change. Logos rhetoric is used in the speech excellently and is demonstrated through high-level reasoning and logical plea. Everything that Luther says is justified like the generalization concerning segregation and discrimination. For instance, the speech begins by stating America’s history followed by an explanation of the reasons why there was a meeting. According to Luther, a time had come when God’s children would enjoy opened â€Å"...doors of opportunity†¦Ã¢â‚¬  Luther also explained clearly the reason for holding the meeting at Washington as intended at â€Å"†¦cash a check†¦Ã¢â‚¬ (852) This meant that all men, black and white, would be certain of alienable rights, pursuit of happiness, and liberty and this words aligned with independence declaration. Luther analogously presented the way thing were during the independence days and the way things would be in coming days. He cites that â€Å"We cannot be satisfied †¦Ã¢â‚¬  (854) walking unaccompanied, with exhausted bodies, or with children robbed their self-esteem and their adulthood exposed. One great usage of pathos was Luther himself. He was an unbearable symbol of American the wrongs in America’s culture and the Americans themselves resulting to his idolization and coronation with a national holiday in Luther’s name. Such an honor indicates the extent to which Americans trusted Luther and supported his call to protest, demonstrate, and march in search of an America free from racism, materialism. The speech also uses

Critically analyse the idea that Pluralism is an outdated view of Essay

Critically analyse the idea that Pluralism is an outdated view of industrial relations - Essay Example It is then significant to highlight a few of the key present issues regarding the conduct of labor in global corporate organizations. It is important to consider how IR as a professional approach addresses these issues and the difference among it and the other two fields of enquiry (Beaumont, PB 2005). Industry’ is on occasion equated with mechanized, as in contrasts among industry and services. ‘Industrial relations’ has in standard never been so controlled. In practice, though, notice until lately frequently focused on firm parts of the market. According to the industrial experts the term ‘industrial relations’ has turn into adequately entrenched that it is retained here to face relations among manager and worker in all spheres of financial movement. The focal point is service: all forms of trade and industry action in which an employee works beneath the influence of an employer (De Silva, S 2001). The further basic crisis, though, is that the require to present industrial relations as an independent playing field has led to an exceptionally reductive view of what constitutes industrial relations. Whilst the in general institutional form of the industrial relations system may possess an â€Å"international reason† which above all transmits compromises among industrial relations actors, an overstated attentiveness on organizations risks neglecting the matter of what industrial relations systems in fact do (Frenkel, S 2003). When analyzing the consequence of organizations systems on the founding of circumstances beneath which paid labour is probable to work, it fast becomes obvious that â€Å"the formation of rules† does not just originate from an independent industrial relations system, still although it is frequently transmitted during this system. What occurs inside industrial relations systems considerably reflects wider societal forces, in relation to industri al systems, the sexual category division of labour

Saturday, July 27, 2019

Pursasive essay on buying versus renting Example | Topics and Well Written Essays - 750 words

Pursasive on buying versus renting - Essay Example This is done to take the most appropriate decision according to current financial situation of the world. Economic decisions are extremely important owing to the inflation that has taken place in the world. This results in the want for wise financial choices to prevent the losses that may result. The issue of buying versus renting is an important economic matter. It is a decision that affects the economic condition of an individual for a long time and hence a very careful decision on this subject is required. Renting and buying have their own positive as well as negative points and the final choice needs to be made according to the needs of the individual considering both the present and the future benefits. Buying is basically the purchasing of property where the individual tends to enjoy all rights over his property. The maintenance and every important decision regarding the property are taken by the buyer. The buying may be done by the payment of full amount or it may be done on m ortgage where installments are paid every month. On the other hand, renting is basically a deal with a landlord to use their property on fixed terms and conditions and vital matters lie in the hands of the landlord. A fixed payment is paid every month in the form of rent. According to the analysis performed by the New York Times and which was updated on the eleventh of May 2011, the current global financial situation is better for the option of buying rather than renting. This is particularly true for people who wish to use their property for periods of greater than half a year. The overall financial benefit would be that of $10460 over the six month period (Conner 2010; Quealy et al 2011). Buying makes a person the legal owner of his property. It brings with it a sense of satisfaction that the house that the person is residing in truly belongs to him. He cannot be asked to leave by the landlord as is the case with renting. A person can make any alterations and changes in his proper ty as per his will, without any interference by other people. Buying provides other financial benefits as well. A person receives relaxations in the federal tax payments owing to the reductions of the property taxes as well as the interest of mortgage. With the rising inflation, the cost of living keeps on increasing. The amount of rent also keeps on rising. On the other hand, the installments of mortgage stay fixed and do not increase according to this rule. Therefore, the stability in the cost of living is advantageous for the buyers. During the time period that the person pays the lease, he can also use his property for living and utilize it for any other purpose. This is a benefit as a person basically invests for his own comfort and his monthly payment is not wasted but is rather utilized towards the payment of his property. Furthermore, the property values keep on rising with increasing time. Thus, the lease that the person is paying is basically a form of investment and he wo uld not go in loss. This is because sale of the property after a few years would yield more financial benefit (Conner 2010). According to an economic analyst, Andres Carbacho-Burgos, â€Å"A year ago, it was a better deal to rent. Now you have a significant number of areas, especially those hit the hardest by the correction, where, when you compare prices to rents, you'd be led to believe it's a good time to buy." He provided this analysis in the year 2009 by considering the economic balance between the price of renting and buying in the United States. Renting is an option that may be considered for people who wi

Friday, July 26, 2019

The Challenges of Call Centre Restructuring Essay

The Challenges of Call Centre Restructuring - Essay Example Tengo Ltd., an online supplier of notebook computers, established a customer contact centre to deal with customer complaints and inquiries about the company’s products. Recently, the company decided to restructure because the HR director discovered that there is an overstaffing problem at the call centre. This decision has resulted in job losses. This essay analyses the wisdom of the restructuring of the call centre, taking into account the external factor of the labour market and job competition, as well as the components of change management, performance management, effective leadership, and employee motivation. Restructuring the Call Centre Companies are restructuring and job designs are being streamlined. The labour force and production processes have been restructured to cut down expenses, helping companies successfully reduce expenses in reaction to growing competition. The external labour market of call centres is in fact large, composed of a large pool of white-collar workers. The external labour market of call centres is global, national, and local (Butler, 2004, p. 168). Hence, restructuring of the call centre harms many employees. It is essential to be knowledgeable of the external labour market because of the differences in employee characteristics. Different work groups express different beliefs on career growth and motivation. For instance, white-collar employees have a tendency to expand their career outside the limits of a particular company (Liao, Martocchio, & Joshi, 2010, p. 94). This is what happened to Tengo Ltd. It suffered a high rate of turnover because its professionals in the customer department were not satisfied with their jobs anymore. The turnover is primarily caused by the restructuring. Corporate decisions to restructure or initiate change in its internal labour markets are strongly influenced by external labour markets. The external labour markets decide what arrangements of retention, expertise, and wage rate are appropr iate for an organisation (Sharma, 2006, p. 59). Companies, like Tengo Ltd., choose to restructure because they confronted new circumstances or external pressures. The HR director who found out the problem in retaining call centre workers with a profitable nearby call centre was certainly dealing with the new situations of the external labour market. Therefore, organisational processes are mainly determined by the relationship between managerial approach and external labour markets. External labour markets significantly restrict the capacity of strategy. As stated by a manager, â€Å"If you’re not going to be the highest-paying wage base in the area, you will have high turnover† (Kumar, 2010, p. 292). For example, Tengo Ltd, after restructuring, gives the best reward package to Level 3 employees. Hence, it experienced increase in labour turnover among Level 1 and Level 2 employees who handle customer complaints. In terms of job competition, call centres have replaced hu man labour with automated processes. Technology carries with it the possibility of new and easier ways of doing things, while carrying as well the ability to eliminate human labour and separate the worker from his/her fruits of labour. Tengo Ltd., through rationalisation, invested more in new automated computer system to improve response time and quality of customer service. However, along with this investment is an increase in labour turnover because the company tried to reduce its expenses in the training and development of new employees. However, the poor outcomes of the restructuring attempt of Tengo Ltd. cannot be entirely attributed to the external labour markets and job competition. Other factors are involved such as the psychological and sociological responses of employees to

Thursday, July 25, 2019

Effect of Internet hon Social Skills and Communication Essay

Effect of Internet hon Social Skills and Communication - Essay Example Electronic communication is very popular because it helps to transmit information to the recipient and receive reply faster and easier in comparison with other types of human interaction at work. Also, the addressing of a message enables normal mail to be processed and delivered without need for the sender to inform the recipient that the message is to be dispatched. On the other hand, electronic mail systems store and then deliver to electronic 'mail boxes' which enable the recipient to retrieve the message when convenient. Following Dimaggio et al (2001): "Enthusiasts predicted that the Internet would reduce inequality by lowering the cost of information and thus enhancing the ability of low-income men and women to gain human capital, find and compete for good jobs, and otherwise enhance their life chances" (p. 38). The great layer of information and varieties of technology become available now for wide target audience. Internet has changed social interaction and patterns of communication between people "forcing" them to spend more time before their screens. Recent years, Internet chat rooms become the most popular channels of social interaction between computer users all over the world. Internet chat rooms have a great impact on personal identity and inner "self" of visitors. In recent years the understanding of "self" has been changed, because as a collective sentiment, it needs to be upheld and reaffirmed (Papacharissi and Rubin 2000). Cyberspace makes it possible for every person to create a unique identity according to personal expectations and desires, but it hides negative and even dangerous consequences for people he/she communicates with. "Cyberspace opens the possibility for identity play, but it is very serious play" (Turkle, 2004, p. 275). In this situation, stipulated gender identi ties exist only in cyberspace, which defines and organizes them. The search for identity includes the question of what is the proper relationship of the individual to society as a whole. Internet and chat rooms open new opportunities for people to change their identity and a social "self". It means that a man can communicates as a woman, or a child can identifies himself as an expert in particular field. For instance, the case of Marcus vividly portrays that a teenager can easily become a "legal expert" in a chat room. He deceived hundreds of people who needed professional help and advice. This case depicts that "in a few weeks Marcus had created a new identity for himself: legal wizard" (Lewis 2004, p. 289). The Internet communication facilitates dialogue, empowers people to make things happen rather than have things happen to them, and as a tool for creating new forms of solidarity and cooperation, yet internet technology does not do all these things in and of itself. Mobilizing the opportunities offered by the Internet will therefore always involve unacknowledged conditions, unintended consequences, and a dazzling array of interests which are not only contradictor y, but may also be contested by others. The Internet creates a new form of social interaction which affects and changes

Wednesday, July 24, 2019

Juvenile Delinquency Prevention and Treatment Assignment

Juvenile Delinquency Prevention and Treatment - Assignment Example Correspondingly, this paper intends to critically describe the notions of delinquency prevention and delinquency treatment along with explaining the respective fundamental principles. Furthermore, the paper conducts a critical analysis of effectiveness, underlying the similarity and the differentiation in between delinquency prevention and delinquency treatment along with identifying the importance of juvenile justice system with respect to juvenile delinquency. DELINQUENCY PREVENTION Recent analysis of American society has revealed that America as a nation faces a significant risk of juvenile delinquency. Concerning the youth’s anti-social activities, the US Federal law has incorporated several state policies with the juvenile court system in order to prevent the act of delinquency. Based on the Juvenile Justice and Delinquency Prevention Act of 1974, the US government provides a lot of funds to the states for focusing on an assortment of delinquency protection principles and Acts. The core protection principles as well as Acts are especially focused on four parameters which include Deinstitutionalization of Status Offenders (DSO), Disproportionate Minority Confinement (DMC), sight and sound as well as jail removal. The DSO along with sight and sound protection Acts are included with the original Federal law 1974. However, owing to the increasing rate of physical, mental and sexual assaults, suicides and drug addictions, the government of the US had to add ‘Jail Removal’ Act in 1980. Furthermore, federal system of the US also added DMC Act with the constitution in 1992 for effectively restraining rising issues related with the youth crime within the American society (United States Legal Inc, â€Å"Juvenile Justice and Delinquency Prevention Act Law & Legal Definition†). FUNDAMENTAL PRINCIPLES The prevention of juvenile delinquency is ascertained to be utmost important for attaining all-round socio-economic development of a country. F urthermore, a culturally sound society seeks for immediate focus on the prevention measures of juvenile delinquency. Accordingly, it has been ascertained that several factors are responsible for the emergence of juvenile crime such as economic and social factors, urbanization and impact of media among others. In this context, an assortment of principles is required to be followed for the prevention of juvenile delinquency. Correspondingly, a few important principles are represented below: The government should emphasize and promote humanistic orientation programs to reduce criminal activities among the juveniles The entire society should duly involve in developing harmony among the adolescents The parents should take initiatives to guide their children properly In accordance with national legal system, various preventive programs should be implemented in the society such as DMC and gang reduction program among others (United States Legal Inc, â€Å"Juvenile Justice and Delinquency Prevention Act Law & Legal Definition†) EXAMPLES OF THE TYPES OF PREVENTION STRATEGIES AND AN ANALYSIS OF THEIR EFFECTIVENESS In order to restrain the adverse consequences of juvenile delinquency, several prevention strategies and programs are implemented in t

Tuesday, July 23, 2019

Journal entry Essay Example | Topics and Well Written Essays - 250 words - 1

Journal entry - Essay Example The characteristics of learning materials were concurrently expounded providing discussions on language, culture and viewpoints of learners, as necessary. Various techniques were likewise presented regarding soliciting information regarding materials and getting the most from them. One would definitely benefit from the contents of the article in terms of recognizing the role that instructional materials play in learning English as a second language. In the process, the techniques that were discussed are tools that would provide direction and guidelines in determining which materials are most effective and what particular information could be used to maximize learning. If one would be required to work on a particular project within the course module, the materials would provide the theoretical framework within which various applications could be generated. Therefore, through recognizing and awareness of instructional materials’ relevance to the course, one is made more sensitive and discerning in selecting and using the most effective materials to ensure that learning objectives are appropriately met. Kitao, K., & Kitao, S. K. (1997, April). Selecting and Developing Teaching/Learning Materials. Retrieved February 6, 2012, from The Internet TESL Journal :

Monday, July 22, 2019

Anabolic Steroids in the Enhancement of Muscle Development Essay Example for Free

Anabolic Steroids in the Enhancement of Muscle Development Essay People nowadays have been more conscious of their physical appearance. The will of others to be physically fit, enables them to enroll in different programs or even engage themselves in the administration of drugs that help enhance muscle development. One of these drugs is the Anabolic steroid. Anabolic steroids are defined as synthetic substances that are similar to the sex hormones in men. These are used as treatment for other conditions, and may also be used to increase the testosterone level in men. In addition to this, the use of such steroids also enhances the muscle mass of its users. Most of these, if not all, require a prescription upon purchase, for these may have effects on the body of the individual, causing irreversible health problems (National Institute of Drug Abuse, March 2007). These drugs are often used by athletes, bodybuilders, and people who are in need of excellent physical performance. Steroids are known to help in the increasing of the strength, aggressiveness, and body mass of its users. In addition to this, the continuous use of this drug increases the muscle size of users, at the same time helps in the improvement of the physical appearance through the reduction of the body fat (Greater Dallas Council on Alcohol and Drug Abuse, 6 March 2006). The Mayo Clinic website defines that steroids may be administered in a number of different ways. Two of the most common routes of administration were oral and parenteral. For oral administration, these come in the form of tablets (Mayo Clinic, 1 January 2008). They may also be administered parenterally, either through the subcutaneous and intramuscular routes (Greater Dallas Council on Alcohol and Drug Abuse, 6 March 2006). Some of the most common oral steroids used include Oxymetholone (Anadrol), Oxandrolone (Oxandrin), Dianabrol (Methandrostenolone), and Winstrol (Stanozolol). Injectable steroids, on the other hand, include Nandrolone decanoate (Deca-Durabolin), Nandron phenpropionate (Durabolin), Testosterone cypionate (Depo-Testosterone, and Bodlenon undecyclenate (Equipoise) (National Institute on Drug Abuse, April 2000, p2). Steroids help in the increase of muscle development in the body. This occurs when hypogonadal men receive treatments to increase their testosterone levels. The continuous use of anabolic steroids contribute to the increase in muscle mass of the user, most specifically in the mass of the upper part of the body. Furthermore, studies have shown that the administration of these drugs have an effect in the biochemistry and the morphology of the muscles. Biopsies have shown that there was a dramatical increase in the muscle fibers and the average fiber size, especially in the trapezius muscle upon continuous use of the steroid (Kuhn, 2002). The excessive use of anabolic steroids may result in negative effects in the body. Some of its major effects include liver tumors, jaundice, fluid retention, hypertension, trembling, severe acne, nausea, vomiting, diarrhea, muscle cramps, and stunted height. Some people take these symptoms for granted, associating them with another illness other than steroid use. Aside from these effects, there were also gender specific effects of steroid use (ATOD Prevention Center, n. d. ). Even adolescents, when given excessive doses of steroids are greatly affected. Puberty changes arise, with their skeletal system growing prematurely. Men, being the most users of steroids, are also affected. Their testicles tend to shrink, with their sperm count greatly reduced to that of normal. There is also a great risk of baldness and the possible development of breasts, and worse, the risk of acquiring prostate cancer. Women on the other hand, tend to grow facial hair, and have male-pattern baldness tendencies. Steroid administration also results to the stopping or irregularity of the menstrual cycle, and the tendency to be moon-faced. For others, the drug administration may also result in a deeper speaking voice, accompanied by clitoris enlargement (Narconon Trois-Rivieres, 2 April 2008). Aside from all these effects, steroid abuse may also have psychological effects on the user. Depression, irritability, distractions, forgetfulness, paranoia, aggression, and manic episodes are the most common psychological effects of steroid use (ATOD Prevention Center, n. d. ). The continued use results in the sudden change in an individuals way of thinking and their urge to hurt other people. The Drugtext website has stated that a test was made on three cases, marking their changes on their steroid use. All three resulted in a higher rate of aggression rates with the use of steroids, as compared to those who do not use the drug (Williamson, 1994). With the given data, it is just but necessary for people to learn how to control the use of these drugs. More lives may be saved, and addictions may be avoided. Let us all contribute to the upheaval of a healthy environment towards a drug-free life. Works Cited â€Å"Anabolic Steroid Abuse. † National Institute on Drug Abuse Research Report Series 4 (2000): 1- 8. â€Å"Drug Rehabilitation Center: Steroids. † 2 April 2008. Narconon Trois-Rivieres. 8 April 2008 http://www. narconon. ca/steroids. htm. Kuh, Cynthia M. â€Å"Anabolic Steroids. † 2002. Recent Progress in Hormone Research. 8 April 2008 http://rphr. endojournals. org/cgi/content/full/57/1/411. â€Å"NIDA: InfoFacts: Steroids (Anabolic-Androgenic). † January 2, 2008 National Institute On Drug Abuse. Retrieved 7 April 2008 http://www. nida. nih. gov/Infofacts/Steroids. html. â€Å"Steroids. † ATOD Prevention Center. 8 April 2008 http://www. umes. edu/atod/abuse/drugs/steroids. htm. â€Å"Steroids. † 6 March 2006. Greater Dallas Council on Alcohol and Drug Abuse. Retrieved 7 April 2008 http://www. gdcada. org/statistics/steroids. htm Williamson, Doug. â€Å"The Psychological Effects of Anabolic Steroids. † The International Journal of Drug Policy 5. 1 (1994): 8 April 2006 http://www. drugtext. org/library/articles/945104. htm.

The Presence of Self-Hatred Essay Example for Free

The Presence of Self-Hatred Essay Racial discrimination has always been one problem that is experienced on a global scale. Although Barrack Obama has won the presidential election in the United States of America, there are still debates concerning the United States and the issue about the blacks vs. the whites. History and literature are two important branches of knowledge that can attest to the racial discrimination that the blacks have always experienced. In fact, even the media has taken up the fact that even though black is beauty, white is even more beautiful—the mountains of bleaching and whitening products available in the market can attest to that. Moreover, while Snow White is loved by many, Princess Jasmine (of Aladdin) is not exactly that famous compared to her blue-eyed counter parts. It has been ingrained in so many people, most especially to that of the younger generation, that it is so bad to be black; or rather, it is so ugly to be black. Fairy tales tell us of the big, bad, black wolf. Hoodlums and villains in movies are most often the darker ones and those that have the fairer skins are hailed as the hero or heroine of the movie. The characters present in the novel written by Toni Morrison are not exempted to this belief. Although the novel provides some of the more domesticated problems that are somehow always present in the dramatic works of literature (like Fyodor Dostoevsky’s Crime and Punishment or Franks McCourt’s Angela’s Ashes) and movies (Julia Roberts’ battered character in Sleeping With The Enemy or Jennifer Lopez’s role in Enough), the most apparent subject in the novel is the obvious contempt for the characters’ skin colors and their undeniable desire to change who they are and what they have. The novel features Pecola Breedlove, a young, naive, black girl who hates her color and herself for belonging to her race. She believes herself as very ugly and assumes that having blue eyes will be the only thing that will make her beautiful and likable. The novel centers on Pecola and her relationship with her family as they face the demon in their lives and get lost in their own personal problems and issues. The novel starts with a narrator already telling the resolution of the novel and uses a flashback to recount the events in the part of the novel’s Prologue: Our innocence and faith were no more productive than his lust or despair. What is clear now is that of all of that hope, fear, lust, love, and grief, nothing remains but Pecola and the unyielding earth. Cholly Breedlove is dead; our innocence too. The seeds shriveled and died; her baby too. (Morrison 9-10) The narrator is none other than one of the MacTeer sisters, Claudia herself, who Pecola stays with (ordered by Court officials) after Pecola’s father burns down their house and leaves the Breedlove family homeless. Pecola, Claudia, and Frieda (another of the MacTeer daughters and Claudia’s sister) soon become friends, and the MacTeer sisters find that it is their duty to protect Pecola who seems to be bullied by everyone in their town. Because of the apparent treatment of the people in their neighborhood (with the exception of the MacTeer sisters), Pecola develops this belief that the only solution for people to love her and actually be pleased with her is if she acquires â€Å"blue eyes†: It had occurred to Pecola some time ago that if her eyes, those eyes that held the pictures, and knew the sightsif those eyes of hers were different, that is to say, beautiful, she herself would be different. Her teeth were good, and at least her nose was not big and flat like some of those who were thought so cute. If she looked different, beautiful, maybe Cholly would be different, and Mrs. Breedlove too. Maybe theyd say, â€Å"Why, look at pretty-eyed Pecola. We mustnt do bad things in front of those pretty eyes. † Each night, without fail, she prayed for blue eyes. Fervently, for a year she had prayed. Although somewhat discouraged, she was not without hope. To have something as wonderful as that happen would take a long, long time. (Morrison 25-26) The novel turns for the worst as Pecola returns to her family, and each family member is revealed as having his or her own issues with who he or she is and coming to grips with his or her personal history. Cholly Breedlove is the man of the house and the father of Pecola—he is lazy, does not work, and is occupied with only two things—getting drunk and beating up his wife, Pauline. Cholly’s drinking can be explained with the fact that he suffered from an earlier humiliation caused by two white hunters who forced him to make love to his first girlfriend Darlene as the two hunters watched the scene. Later, he gets Pauline Williams (another girlfriend and the mother of Pecola) pregnant; they marry and eventually become Mr. and Mrs. Breedlove. Soon, problems arise as they find each other very disagreeable; while the husband gets drunk and beats the wife, the wife lets the husband beat her because she feels like a â€Å"martyr† by letting him do so (Morrison 23). Through the philosophical theory of existentialism, the situation of the drunken husband and the battered, martyred wife can be explained by the fact that they feed on each other’s existence and role so that they can play out their own role. To put it simply, the husband exists to beat the wife, and the wife exists to get beaten. Without the other’s personal issues and problems, none of the intricate themes of the novel will be present and have meaning. Meanwhile, Pauline Breedlove works as a servant in a white’s family’s house and by doing so, creates an illusion or a fantasy that being close to them (proximity-wise) makes her beautiful. Pauline, like her daughter Pecola, believes in her ugliness to be very appalling and horrifying. She runs away from reality and gets lost in the world of romantic television shows. Of all the characters in the novel, it is Pauline’s and Pecola’s evident low self-esteem that makes them â€Å"unique† (Morrison 22). Self-denial is so strong in the novel that it borders on hating themselves so much that they believe in the fantastical (to point of being ridiculous) ideas that if something in them changes, then they can be beautiful, the world will love them, and their lives will be better. However, their notion of ugliness can be traced to the fact that they are black, and the world jeers at them and judges them as ugly because they are black: The master had said, â€Å"You are ugly people. † They had looked about themselves and saw nothing to contradict the statement; saw, in fact, support for it leaning at them from every billboard, every movie, every glance. â€Å"Yes,† they had said. â€Å"You are right. † And they took the ugliness in their hands, threw it as a mantle over them, and went about the world with it. (Morrison 21) The excerpt above proves that because the world considers them as ugly, then they believe themselves to be ugly. The Breedloves saw around them that belonging to such race is awful. This can be traced of course to the fact that when the novel was first published in 1970, the concept of racism was still very much present. Unfortunately, hating one’s own race and skin color is disaster itself since that would mean hating the entirety of one’s being—to be appalled at one’s actions or attitude is very different from hating one’s self because of what or who he or she is. Nevertheless, one important passage can disregard or negate the argument of the assumption above: You looked at them and wondered why they were so ugly; you looked closely and could not find the source. Then you realized that it came from conviction, their conviction. It was as though some mysterious all-knowing master had given each one a cloak of ugliness to wear, and they had each accepted it without question. (Morrison 22) Do the Breedloves hate themselves because they believe the world thinks they are ugly, or do they hate themselves because they believe they are ugly, thus, the world believes so too? It can be likened to a rhetorical question of who came first, the chicken or the egg (and like all rhetorical questions, they are not really meant to be answered)? It is quite sad to think that the characters have decided that they are ugly; for it means they are already determined to be ugly and no matter what other people would say and argue, they would never waver from that conclusion. As a result, because of their decision, they denied themselves of being themselves. The novel ends in much melancholic tragedy for all the characters—Cholly rapes Pecola and gets her pregnant, but eventually, the baby dies and so does Cholly; the MacTeer sisters lose their innocence; Sammy (the brother of Pecola) runs away, and the marigolds refuse to grow in their community. Most of all, however, Pecola thinks she has the bluest eyes, â€Å"My eyes. My blue eyes. Let me look again. See how pretty they are. Yes. They get prettier each time I look at them. They are the prettiest Ive ever seen. † (Morrison 79) It is such a tragedy for Pecola because for her to believe that she indeed has blue eyes is the realization that self-hatred has won. Work Cited Morrison, Toni. The Bluest Eye. New York: Penguin Groups, 1994.

Sunday, July 21, 2019

Physicochemical Events in Production of Butter and Margarine

Physicochemical Events in Production of Butter and Margarine Byeong-Keon LEE Introduction Margarine and butter are known world-widely as spread, and have dominated the production in the western world, such as America including New Zealand. Recently, Asian countries particularly China and India have shown an increase of butter consumption. The amount of butter China consumes was predicted to increase to 13% over the next decade (Fallow, 2013). Both margarine and butter have similar a taste, texture as well as nutritional values. The characteristic of both products are significantly similar for example, water-in-emulsion and the fat content are approximately in 81% range. However, the two products are actually different when it is compared with the ingredients and the structure. The argument surrounding the diversity of butter and margarine is typically concerned with human health, the production of margarine is a man-made food which follows a lot of chemical treatments and speculation that it might cause several diseases (Guyenet, 2008). On the other hand, the butter cont ains a higher level of cholesterol that can negatively influence human digestion (Collins, 2013). In this assignment, physical and chemical properties and psychochemical processes and the changes of making margarine and butter will be discussed. Physical and Chemical difference Both butter and margarine are triglyceride (triacylglycerol) in an ester linkage composure of glycerol and 3 fatty acids that also uses the water-in-oil emulsion process where water is dispersed in phase and oil in a continuous phase. The critical comparison and contrast between butter and margarine will be the ingredients which have different states in room temperature and the chemical process of making it. Butter is an animal dairy product which is composed of a complex chain of saturated fat and unsaturated fatty acid, and a high concentration of animal cholesterol. As its clearly seen from the picture, the majority of fatty acids are saturated and some fatty acid unsaturated. The color of butter is normally yellow indicating it contains small amounts of carotene another meaning of vitamin A. (Reyes, n.d). The higher saturation levels of the fatty acids, contributes to the physical structure of the animal fat. Higher saturation levels are highly correlated with higher London Dispersion forces. Hence, due to the high London Dispersion Forces holding the saturated bonds together, animal fat is solid at room temperature (Brown, LeMay and Bursten, n.d.). Figure 2. Percentage composition of fatty acid in butter In contrast, margarine is a substitution of butter spread made from vegetable oil. Oil has a lot of double bonds, which typically disrupts the London dispersion forces between fatty acids and low effective surface area which the molecules do not pack together giving a lower melting point The mixed vegetable oil, like soyabean oil or corn oil has a structure of mono-unsaturated or polyunsaturate of fatty acids and those unsaturated fats that need to be converted into a semi-solid to make margarine. This process is called hydrogenation or additional reaction, by adding hydrogen gas with nickel catalyst in a double bond of unsaturated fat. The double bond become a single bond, and this makes the molecules pack together better. In other words, the London dispersion forces become active and the interaction between the molecules is called the Van Der Waals interaction (Burrows, 2009). The results of the hydrogenated vegetable oil, are of it process to solidify at room temperature. The majority of fatty acid in margarines are unsaturated. Most fatty acids have a cis-form and margarine is unlikely to form trans-fatty acid. During the hydrogenation, some of the fatty acid will tend to form trans-addition. Figure 4. Hydrogenation reaction occur in unsaturation reaction Chemical process of butter The milk itself come from the cow which does not have to add artificial ingredients. Therefore butter contains nutritional values such as fat, protein and different types of vitamins which are found originally in milk. The chemical process is outlined in figure 4, that depicts the chemical process. For example pasteurization the ripening, aging and churning are the most significant factors for making butter cream. 1) Milk separation The standard raw milk mostly contains 15 to 25 percent of fat globules, the globule is a tiny membrane filled with the fat molecule (Murphy, 2011). When the raw milk is shaken, the globules membranes will crash against each other and break. As regard, the fat will start to burst out and tend to bunch together with the contents of other burst globules, consequently, the butter cream is separated from raw skim milk and the butter cream will contain approximately 38% of fat. 2) Pasteurization The raw cream has to be pasteurized to a temperature of 95oC for 15 seconds to kill any interference in production of butter particularly enzyme and micro-organisms. This process is widely known as HTST (High Temperature Short Time) pasteurization. It is very interesting to note that nowadays, dairy industries implements UHT (Ultra High Temperature) pasteurization procedure to produce lower number of micro-organism, which leads to longer shelf life. HTST process are more favorable compared to UHT as in the production of butter, Lactobacillus sp. is wanted to further ferment the cream, giving of specific flavors. In contrast, if the cream is subjected to UHT, any bacteria present in the cream would be eliminated, further contributing to no flavor compound formation during the ripening process (Butler and Media, n.d). 3) Inoculation and ripening After pasteurization, then for some time the helpful bacteria ripens in the raw cream so it can proliferate to render it in a better condition for butter making. The butter maker has made significant improvements through experience, that ripened cream churns more rapidly than sweet cream. It take about 24 to 48 hours for the cream to fully ripen (Marina. 2011). The lactic acid bacteria (Lactobacillus helveticus) will actually further ferment or ripening the cream and breaking down the long fatty acid into short fatty acid (diacetyl compounds). This short fatty acid has which has unique taste and good smell. An increase in lactic acid causes a reduction in overall pH which cause the proteins in milk to change. As cream returns to room temperature, the lactose in milk begins to ferment and creating lactic acid which help to make butter. (Belitz, Grosch and Schieberle, 2009) 4) Agitation It is a physical change which the process of churning butter consists of the mixing that separates some of the fatty solids out of milk. The formation of fat crystal can be influence by suitable temperature control during the ripening process. Fat molecule in cream are surrounded by membranes made of phospholipids and proteins which prevent the fat from pooling together. Fat globules are bumping into each other and membrane is breaking down when it happens the fat globules are trying to stick together. Agitation cream damage these membrane allowing the fats to pool together and form whipping cream. 5) Churning Churning is essentially strong mechanical cream shearing which tears the membranes of the fat globules and facilitates coalescence of the globules. The cream breaks any tiny granules of butter appear. In the churning compartment, a rotating impact wave cause butter granule formation. The separation compartment is divided into two parts. The butter is first churned further, resulting in the formation of butter granules of larger diameter. As the churning continues fat molecule become popcorn butter which separate from butter milk. The popcorn butter has the same consistency as regular butter at room temperature. They put the butter cream on bulk tank where mixers sterile to maintain the consistency. If agitation and churning of the cream continues, finally a solid is formed(butter-cream) and the remaining liquid (butter milk) is separated (Ripema, 1970). 6) Washing, Cooling, and Vacuum Subsequently, the buttermilk is separated and the butter is washed if necessary. which cause the butter-cream fat molecules to bunch together releasing water and air. In addition, cooling process and vacuuming is performed to reduced to water and air content to 1% (Belitz, Grosch and Schieberle, 2009). Chemical process of margarine Most margarines are made from a variety substances such as vegetable oil and edible animal fats. It composed of approximately a 80% combination of fat, that is either saturated fat or unsaturated fats, approximately 18% of liquid which derives from either pasteurized skim milk or a soybean protein fluid (Ripema, 1970). 1) Crude oil Different types of vegetable oil like corn and soybean are chemically extracted and refined to form crude oil and the crude oil can be neutralized and treated with a caustic soda solution that removes free fatty acid, and corrosive and pungent sulphur compounds (Sample, 2009). The free fatty acid, influences an undesirable taste. The process follows by washing then mixing with water, so it can separate, it is then left to dry with the aid of vacuum. 2) Modification Margarine is not originally a yellow colour which the decolourisation process is for removing the grey colour by the absorption to activated clay or bleaching process (Ripema, 1970). The bleaching process utilizes bleaching earth and charcoal material in the vacuum condition. The process helps to absorb any undesirable colorants, which will be later filtered out from the oil mixture. Other sustenance impurities are both organic and inorganic, which naturally occurs raw oil that is removed by the de-acidification process using akali treatments. 3) Hydrogenation The hydrogenation is used as catalyst called nickel and the structure varies by cis-addition and trans-addition. This process helps the animal and vegetable oils blend and are able to let the formation from a liquid into a fat that is in a state that increases the melting point. However only some of the double bonds of polyunsaturated vegetable oil are hydrogenated and named partial hydrogenation. Therefore the degree of hydrogenation can be varied to give softer or harder margarine. (Haynes, 2014) Figure 10. Chemical reaction of hydrogenation 4) Deodorization The modification is complete so the base oil is prepared to reproduce similar qualities to butter, this stage decrease unwanted smells and taste (Formo, n.d). The removal of the poor smell is by a batch process that steams the oil, the temperature used is very high and reaches from175–205 °C in Europe and 235 °Ã¢â‚¬â€œ250 ° C in America, during this process the bad tastes and smells are taken away by the extractor fan. The oil can then be either further processed to make margarine or alternatively vegetable oil. (Singh, P. n.d.) 5) Emulsify When the emulsion of the stabilized immiscible liquids is blended with the use of an emulsifier. The way margarine is constructed is through the emulsion process that adds salty water droplets in oil, as well as an emulsion ingredient to a cup. Salt content is modified as an emulsifier and renamed lecithin, the final stage is the separating of starch and emulsifier that forms a consistent mixture. Moreover, all the nutrients and color in the margarine are artificially made particularly vitaminisation processed into the margarine, to have a measured amount of vitamin with butter (Hasenhuettl and Hartel, 2008). 6) Cooling and kneading process The method for the cooling an kneading process has two ways of completing, either with a tube chiller or a chilling drum-complector. Tube chiller method uses a closed system that has a one step process. Unlike the Chilling Drum-Complector that has a longer process, allowing cooling and kneading that lets the mixture rest, and the crystallization of fats at slower pace. However the advantage of the tube chiller is the reduced capacity of spoilage compact size in relation to production levels, and ease of operation. (Hasenhuettl and Hartel, 2008). Conclusion In conclusion, butter and margarine have significantly different physical and chemical properties as well as physiochemical duties in the production. Although the nutrition and texture of products are the same, but the ingredients of butter and margarine are different and this leads to a structure of both products that have different qualities. Moreover, both products have a different chemical process. In fact, margarine has extra steps to convert the butter from a liquid state to a solid state, that furthers the need to process, using hydrogenation. References Reyes, V. (2013). Chemical structure of butter. [Figure 1] Available at: http://scienceandfooducla.wordpress.com/2013/05/28/homemade-butter/ [Accessed 15 May. 2014]. P. B. Hawk, O. Bergeim, Blakiston, (2010). Fatty acids in butter. Percentage composition from Practical Physiological Chemistry,. [Figure 2] Available at: http://antoine.frostburg.edu/chem/senese/101/consumer/faq/butter-composition.shtml [Accessed 15 May. 2014]. Image by user called Smokefoot, (2012). Hydrogenation of fatty acid. [Figure 3] Available at: http://en.wikipedia.org/wiki/File:H2forMargerin.png#filehistory [Accessed 15 May. 2014]. Alpha Omega trial, (n.d.). Margarine composition in percentage. [Figure 4] Available at: http://en.wikipedia.org/wiki/File:H2forMargerin.png#filehistory [Accessed 15 May. 2014]. Yokogawa Corporation, (2007). Stable and Accurate Density Measurement to Control Fat Content in Skim Milk. [figure 5] Available at: http://www.yokogawa.com/us/technical-library/application-notes/stable-and-accurate-density-measurement-to-control-fat-content-in-skim-milk.htm [Accessed 15 May. 2014]. Andrews, R. (2012). All About Milk. [Figure 6] Available at: http://www.precisionnutrition.com/all-about-milk [Accessed 15 May. 2014]. Shannon, (2011). Making A Big Batch of Cultured Butter. [Figure 8] Available at: http://www.nourishingdays.com/2011/10/making-a-big-batch-of-cultured-butter/ [Accessed 15 May. 2014]. Castelli, C. (2008). Crude Corn Oil. [Figure 9] Available at: http://www.alibaba.com/product-detail/Crude-Corn-Oil_144278983.html [Accessed 15 May. 2014]. Quadro Engineering, (n.d.). Production of Margarine and Low Fat Spreads. [Figure 11] Available at: http://www.quadroytron.com/menu_app/food_margarine.asp [Accessed 15 May. 2014]. Belitz, H., Grosch, W. and Schieberle, P. (2009). Food chemistry 4th revised and extended edition. 4th ed. Springer, pp.pg 526 527. Collins, C. (2013). Whats healthier, butter or margarine?. NZ Hearald. [online] Available at: http://www.nzherald.co.nz/lifestyle/news/article.cfm?c_id=6objectid=11169963 [Accessed 15 May. 2014]. Fallow, B. (2013). Chinas slowdown may be good for NZ. NZ Hearld. [online] Available at: http://www.nzherald.co.nz/business/news/article.cfm?c_id=3objectid=10902631 [Accessed 15 May. 2014]. Formo, M. (n.d.). fat and oil processing (chemistry) :: Deodorization. [online] Encyclopedia Britannica. Available at: http://www.britannica.com/EBchecked/topic/202405/fat-and-oil processing/50167/Deodorization [Accessed 15 May. 2014]. Guyenet, S. (2008). Whole Health Source: Butter, Margarine and Heart Disease. [online] Wholehealthsource.blogspot.co.nz. Available at: http://wholehealthsource.blogspot.co.nz/2008/12/butter-margarine-and-heart-disease.html [Accessed 15 May. 2014]. Hasenhuettl, G. and Hartel, R. (2008). Food emulsifiers and their applications. 1st ed. New York: Springer, p.271. Haynes, F. (2014). Take the Guess Work from Figuring Out the Trans Fats in Your Foods. [online] About.com Low Fat Cooking. Available at: http://lowfatcooking.about.com/od/faqs/f/hydrogenated.htm [Accessed 15 May. 2014]. Marina, (2011). Cultured butter – CULTURED, AGED, BREWED. [online] Culturedagedbrewed.com. Available at: http://www.culturedagedbrewed.com/2011/12/20/cultured-butter/ [Accessed 15 May. 2014]. Murphy, L. (2011). Emulsion Explosion: How to Make Butter. [online] Scientificamerican.com. Available at: http://www.scientificamerican.com/article/bring-science-home-butter-emulsion/ [Accessed 15 May. 2014]. Singh, P. (n.d.). fat and oil processing (chemistry) :: Deodorization. [online] Encyclopedia Britannica. Available at: http://www.britannica.com/EBchecked/topic/202405/fat-and-oil processing/50167/Deodorization [Accessed 15 May. 2014]. Ripema, S. (1970). The Story of Margarine. 1st ed. Public Affairs Press. Sample, I. (2009). Trafigura case: toxic slop left behind by caustic washing. [online] the Guardian. Available at: http://www.theguardian.com/environment/2009/sep/16/trafigura-case-toxic-slop [Accessed 15 May. 2014]. Butler, C. and Media, D. (n.d.). Why Cant You Use Ultra Pasteurized Cream for Making Butter?. [online] Everyday Life Global Post. Available at: http://everydaylife.globalpost.com/cant-use-ultra-pasteurized-cream-making-butter-42002.html [Accessed 15 May. 2014]. Burrows, A. (2009). Chemistry3. 1st ed. Oxford: Oxford University Press, pp. page 85 to page 86. Brown, L., LeMay, E. and Bursten, B. (n.d.). Chapter 11 intermolecular Forces, Liquids and Solids. 10th ed. [ebook] The central science, pp.slide 18 to slide 23. Available at: http://alpha.chem.umb.edu/chemistry/ch115/Mridula/CHEM 116/documents/chapter_11au.pdf [Accessed 15 May. 2014].

Saturday, July 20, 2019

Japanese Prejudice in Fact and Fiction Essay -- Discrimination Japanes

Japanese Prejudice in Fact and Fiction The novel Snow Falling on Cedars by David Guterson is about the way Japanese Americans were treated in the United States during the time of Pearl Harbor and afterwards. Guterson got his inspiration for a novel about a court trial full of prejudice from Harper Lee’s novel To Kill a Mockingbird. His father was a lawyer, so Guterson was able to reenact a realistic trial that could have occurred during the late 1940s in the book (Sherwin 1). Kabuo Miyamoto, the man accused of murder in the book, is presumed guilty because he looks different. When Japan bombed Pearl Harbor, most Americans became fearful of the Japanese. The Japanese-Americans didn’t have as many rights as other Americans, and like Kabuo would have been presumed guilty. Japanese were not allowed to own or lease land, they were sent to internment camps, and when they returned from the camps their personal possessions were not returned. The Japanese living on the West Coast became a supposed threat to people. Americans were afraid that Japan would invade the West Coast. The Japanese were better farmers than most Caucasians, because they were very hard workers. In 1907, the first of the Alien Land Laws was enacted. The laws prohibited the sale or lease of land to Japanese people. This law was in effect through 1966. Nine more bills were introduced in 1943 that â€Å"were designed to prohibit the ownership of property by alien Japanese and United States citizens of Japanese ancestry, to prohibit Japanese aliens from being guardians of property owned by the minor United States citizen children, and to provide for the sale at public auction or private sale of escheated property† (Chuman 200). T... ...inst, Kabuo Miyamoto was the first one investigated in the murder of Carl Heine. After some circumstantial evidence was found, the investigation was stopped, because everyone presumed Kabuo was guilty. By the end of the book, a news reporter finds the evidence that the sheriff didn’t look for. The judge dismisses the trial after hearing evidence about weather conditions and hair found on the boat. Kabuo was released from jail after seven months. Work Cited Chuman, Frank. The Bamboo People: The Law and Japanese-Americans. Del Mar, California: Publisher's Inc., 1976. Girdner, Audrie and Loftis, Anne. The Great Betrayal. London: The MacMillan Company, 1969. Hersey, John. Manazar. New York: Times Books, 1988. Sherwin, Elizabeth. Printed Matter -- David Guterson-- Page. 6/4/97. 4/11/01 .

Nathaniel Wests Miss Lonelyhearts Essay -- Literary Analysis

â€Å"Life is worth while, for it is full of dreams and peace, gentleness and ecstasy, and faith that burns like a clear white flame on a grim dark altar.† So begins the correspondence of the novella of Nathaniel West, Miss Lonelyhearts (1933). West's work was not only a reaction to the national problems of the Great Depression but to the personal problems generated by the it, and not only for the general public but for himself also. West brought an element of the demure into his writing that characterized both the economic and emotional depression that the 1929 crash had generated among many people in the nation throughout the 1930's. In fewer than sixty pages, West forms a clear critique of both the personal and national lives of American citizens of the early nineteen hundreds. From a clear disregard for the well-being of others to a lack of respect for the world itself, West clearly qualifies the shortcomings of those individuals. Far from solely casting the stone at those outside of himself, West is wont to use the literary figure as both a setting for the turmoil of someone affected by such shortcomings and the vehicle for personal desire, destruction, or change. The power of West's novella lies in its simple depiction of the personal struggle of humanity and decidedly complex representation of humanity's societal struggle. While personal problem's in west's world can be comforted simply by the careful wordsmith, not even the most concerned citizen may alleviate the problems generated by society alone. West uses a depth of imagery and strong character relationships to illustrate the suffering caused by dependence on a society which lacks beauty at every turn. West's leading character, a newsman who writes an advice column and t... ...nard, Rita. "The Storyteller, the Novelist, and the Advice Columnist: Narrative and Mass Culture in "Miss Lonelyhearts""  NOVEL: A Forum on Fiction  27.1 (1993): 40-61. Print. Hanlon, Robert M. "The Parody of the Sacred in Nathanael West's Miss Lonelyhearts."  The International Fiction Review  (1977): 190-93. Print Light, James F. "Miss Lonelyhearts: The Imagery of Nightmare."  American Quarterly  8.4 (1956): 316-27. Print. Lynch, Richard P. "Saints and Lovers: 'Miss Lonelyhearts' in the Tradition - Page 8 | Studies in Short Fiction."  Find Articles at BNET | News Articles, Magazine Back Issues & Reference Articles on All Topics. Web. 10 Dec. 2010. . West, Nathanael, and Nathanael West.  Miss Lonelyhearts: & the Day of the Locust. New York: New Directions, 2009. Print.

Friday, July 19, 2019

mathew shepard :: essays research papers

I think that Mathew Shepard was a good person. That stupid church guy that said gays are evil, Matt’s in hell, and stuff like that are the â€Å"evil people. It’s not evil to be gay. All that stuff religious people say about gays is nothing that really is true. The religious people take in everything that the bible says about everything so hard. The bible wasn’t even written by god. The people that beat Matthew up were just raised to hate gays. It’s not right to kill a gay person for hitting on you, and that’s not even what it sounded like. Sounds like there were just being stupid. They sounded like they were just doing it for fast cash or something. Knowing that someone would do such a thing isn’t that great. It feels like this world is full of hate. Bin Ladin, the Matthew Shepard thing, and the list goes on. The real reason I think stuff like this goes on is because people aren’t raised right and the parents expose the bad stuff, and that’s why a lot of people kill. That’s what I think caused Matthew Shepard’s death. The parents were not very good if the kids took drugs and killed and beat people up. The aids thing didn’t surprise me. All my life I’ve been told from various places that 1 in 5 gay men have aids. First I heard about it in school in sixth grad I think. Then I hear it on the radio. Then I hear it on the TV. Matthew Shepard seemed like a good person. Doesn’t have bad habits as far as I saw. The incident made me think of how people use the word gay or fag. I have used those words a lot. I used them in the sense of stupid and ahole. When I was mad that’s what I would say. You can’t help saying it. You hear it all the time. I never used it to offend a gay person. I heard at my old school millions of times. I don’t think I’ll use that word any more.

Thursday, July 18, 2019

Butler Lumber Essay

After thorough review and analysis of Butler Lumber’s financial reports, I believe that it is in the best interest of Northrup National Bank to not only approve the requested $465,000 loan, but look to increase the loan amount. A review of the 5 C’s will show in more detail the decision to approve this loan: 1. Capacity/Cash Flow: Butler runs a lean operation that has allowed them to have success due to competitive pricing. They have met their financing needs by increasing their debt (notes payable) in order to keep up with the demand. However, their borrowing had led conjunctly to an increase in sales. Net sales have increased 59% over the 1988-1990 timeline and have been projected to increase by another 34% in 1991. From 1988-1990, for every $1000 borrowed, net sales increased by $4,278.96. By utilizing leverage, they have been able maintain their free cash flow and maintain their current ratio over 1.0. Although Free Cash Flow and current ratio have dropped over the past year, Butler has made large investments which have proven able to give a higher return, which will have significant payoff in the long run. By doing this, they will continue to have the ability to pay interest to debtholders, repay debtholders, and buy short-term investments. As business continues to grow, debt obligations will decrease and their current ratio will be back on the rise. (See Exhibit 1 and Exhibit 2). Based on this analysis, I believe the estimate for the loans requirements is light. I believe it would be in the best interest to pursue rolling the $247,000 owed to Suburban National Bank onto this line of credit. With the increased projection in sales, you are also seeing an increase in cost of goods sold. However, that number could be dramatically reduced if Butler had the appropriate capital or credit line to take advantage of the 2% discount for payments made within 10 days of the invoice date. If total cost of goods sold will be roughly $2 million in 1991, you could reduce that by over $40,000.00 simply by taking advantage of the 2% discount. Having quick access to capital will allow Butler to run their business more efficiently. 2. Capital: Butler has a good level of net worth compared to total assets. This has been continuously increasing from 1988-1990 and will be even higher in 1991. The reason for this is going back to their use of leverage. They increased notes payable from nothing to $247,000 in the three year span. By doing this they have been able to increase total assets at a much faster pace than their borrowing. Butler will be able to continue to increase its capital ratio with their new line of credit. Even with an increase in liabilities, Butler should have no problem repaying their debts, even if there were to be an economic downturn. They hold very little long term debt, so even with a decrease in sales they should be able to meet their financial obligations. They have equity in their plants and land and could utilize that if need be. Also, they have the ability to weather a crisis because of the amount of business that they have in home improvements. If there is a housing boom, people will lo ok to build new houses, where as if there is a backup in the housing market, people will stay in their house and do improvements. 3. Collateral: With rolling the almost $250,000.00 loan into this line of credit, and pursuing the increase in the total line of credit, I believe that this loans should be secured. I would keep the loans secured by the assets of the company and do not see the need to pursue personal collateral. We know that Mr. Butler currently has objections to using collateral, but if we can show him how having a large credit limit would be able to have a substantial positive impact to his bottom line, he should be comfortable with putting up company collateral and nothing personal. I would secure this using the company’s property as well as their inventory. At the end of the first quarter of 1991, Butler’s inventory was valued at $556,000 and its property at another $162,000. Because it would be such a large line that could help Butler Lumber, it needs to be understood that when working with that level of volume, some sort of collateral needs to be put up. We will be able to show how taking advantage of the 2 net 30 option, you can decrease cost of goods sold and increase net income with no strategic changes to business. Using this collateral would be a good way to recover some of the funds to reduce the loss if the company were to go bankrupt. However, when evaluating the performance of the company, it is believed that this company should be able to continue to produce strong results regardless of the economy and that the securitizing of the loan is an added safety precaution due to the increase size of this line of credit. 4. Conditions: The first thing that needs to be determined is the limit on the credit line. It was originally requested to obtain a limit of $465,000. However, it is recommended that we, as part of the approval process, refinance the current $247,000 loan to Suburban National Bank. If there were to be an issue, we do not want there to be a conflict on who needs to be paid first. Mr. Butler has had a working relationship with Suburban National Bank, but we do not see this to be an issue due to the fact they are capping him at $250,000. It is recommended that the limit exceed $750,000.00 but be no greater than $1,000,000.00. There needs to be enough capital infusion that they can meet all needs, take advantage of supplier discounts, and take advantage of short term opportunities. However, we do not want to exceed $1,000,000.00 because we do not want the company to become overly aggressive and invest more an inventory then can be sold, leaving them overleveraged and at bigger risk of de fault due to economic downturns. Next, we need to determine an appropriate interest rate for this line of credit. Based on economic outlook, it would be in the best interest of Northrup to make this a fixed loan based on the prime rate of interest. From February of 1989 to January of 1991, the prime rate of interest has dropped almost 2% and we believe it is going to be downward trending for the next three to four years before going back up (See Exhibit 3). Therefore, we believe we should do a prime plus 1% loan, giving an interest rate of 10%. As rates continue to drop, the value of this loan will continue to increase. If at any point we fear that this loan maybe paid off through an outside bank refinance, we can look to restructure this line of credit to a lower rate. Because this is a lower rate, we can pursue adding the balance of the loan to payoff the obligation of buying out Henry Stark. This is at roughly a $70,000 balance, which is secured by land and buildings with an 11% interest rate. This will lower Butler’s current debt obligations and will result in an increase in profit. Because this business appears to be in a growth phase, controls operations costs effectively, and has the ability to weather economic crisis better than others, this would be a good company to invest in. Next, we need to determine the duration of this line of credit. We need to clearly state that this will be reviewed every two to three years to revisit creditworthiness as well as ability to repay. If need be, the limit could be lowered. However, if the company continues to grow we can also evaluate the possibility of a credit limit increase. When determining fees, we need to realize that this is a competitive situation and they should be somewhat minimal. The commitment fee should be .50% per year. This falls right in line with the average. We will keep the closing fees at .25% in order to ensure they are on the low end and we can keep his business. We want to establish a working relationship with Mr. Butler so that we will be his only source of borrowing. We will not put a prepayment fee on this line of credit, but should continue to keep his business with reviews and potential changes and increases every two to three years. We also need to negotiate in appropriate covenants into this loan agreement. This will carry forward the reps and warrants that we have Mr. Butler sign. By adding the following covenants, we will be able mitigate risk for the bank and allow us to detect any signs for potential default early, allowing us time to evaluate our next steps before it is too late. The following covenants should be documented: * Notification of borrowing outside of our bank * Detailed description of usage of loan proceeds * Quarterly Financial Reporting sent to Northrup * Maintain ethical and legal responsibilities * Notification of any major business impacts such as mergers, acquisitions, and business model changes. By installing these conditions, it will allow us to properly forecast and negative business impacts and allow us to make appropriate modifications. We believe that because over 55% of Butler’s business is in home improvement, economic downturns should not impact them as much as other businesses. Also, by now being able to take advantage of the 2 net 30 discount, the company will be able to instantly lower expenses and increase net income. 5. Character: The character of Mark Butler is strong and it is believed that he would be a conscientious borrower. He is an extremely hard worker and takes a lot of pride in his business. He knows the business inside and out and possesses sound judgment. He is well respected by his peers. All of this things make him a strong candidate for lending, because it appears that he will do everything in his power in order to pay this loan back and on time. This includes tapping into personal equity form his home, his life insurance policy, or the interest that his wife has in a separate property.

Wednesday, July 17, 2019

Origins of the Cold War Essay

A. Sources of American Soviet tensenessHad oddment in trip up of s hold back off contend area. US supported the view in which nations gave up traditional soldiers everyiances, and dealt with each opposite in a pop process, with an international org. as mediator. Britain and Soviets favored view where system of traditional European balance of powers would reemerge.B. state of struggle time finesseBy Jan 1943 a strain in relations with soviets was evident as Stalin refused to couple with Churchill and Roosevelt. The 2 refused Stalinsmost immediate take aim to have a 2 European fronts, so far assured him that they would have flat surrender of Axis powers and they would non pull up stakes soviets out of peace negotiations. In Teharan host relations between Stalin and Roosevelt became better as Stalin agree to scratch Pacific integrity time hotstilities in Europe died down, and US concord to 2 front westbound struggle. to a greater extentover there was tension on who would exist Poland once struggle was over. They avoided the issue by leaving it unresolved.C. YaltaIn Feb. 1945the big trio met in Soviet Union. Stalin was promised some district lost in Jap Soviet war of 1904, in pacific. Also agreed to UN charter with a security council, with members from 5 major powers. Issue of Polish chairpersonial term was compromised. Soviets had occupied Poland and inst in every(prenominal)ed the pro commie Lubin Poles, enti confide as well agreed to let in some democratic London Poles into governing body activity.The upco instantg of Ger legion(predicate) was also unresolved. They agreed that after war each troop would control the factor of the country they were in and reunification would conk at a later time. US valued Germany to be reconstructed, and reunited, Stalin treasured tough reparations. The Yalta conference sidestepped important issues, and make the ternion men feel like they write an important commercialismument. W eeks after signing Roosevlt watched as Stalin installed pro communist governments in several nations and refused to make the changes he promised to Roosevelt in Polish government. Roosevelt was adamant that Soviets were flexible, only if would suffer stroke and die in April 1945.II. The Collapse of the PeaceA. The Failure of PotsdamA a few(prenominal) twenty-four hour periods after taking office Truman, much less uncomplaining with Soviets chastised foreign minister for violations of Yalta conference. However he had little leverage as soviets controlled profound and eastern Europe and US was console in pacific war. Truman insisted on maturateting 85% of what he wanted compose had to settle for much less. Truman conceded Poland and recognized the noncommunist forces in the Warsaw government. To settle issue of Germany Truman met with Stalin and Churchill in Postdam, he accepted the adjustments to the Polish German boarder and and refused Russians to claim reparations from separate of Germany controlled by US French or Britain. This stance made it clear that Germany would continue divided. The westward zone friendly to US, the eastern to Russia.B. The mainland China ProblemFor US hopes of a peaceful founding to come true, China had to be sound and independent, however the Chinese government under Chaing Kai Shek was feeble and incompetent. Chiang had single out himself, unwilling to face the problem which were set about him. He was in prolonged competitor with armies of Mao Zedong, which was in control of 1/4 the population. US would pump accouterments and money to the Chiang. Instead, US straight outdoor(a) looked to japan as an alternative pro western force in Asia. US elevate all restrictions, promoting indusrial discipline, and scotch growth.C. Containment DoctrineBy 19445 the Grand Alliance was over, and US was now working on a risingly bement insurance policy. Rather than creating an open population, they would work to conta in the expansion of the Soviets. Truman issued his Truman Doctrine based on ideas of diplomat George f. Kennan. United States would help nations resisting sibjugation from extraneous sources or from armed minorities. He also asked for $400 million to help washout and Greece, which would help them defeat communist insurgents, and set up basis for US foreign policy for next 30 years.D. Marshal computer course of instructionmeAmerican policy maker wanted to do something to strengthen pro American governments in Europe before communists insurgents destruct them. In June 1947 Sec of State George C. marshall proposed see for economic service to all European nations even Soviets to join program of recovery. Soviets denied, notwithstanding 16 former(a) nations joined. oer three years, $12 meg would be employn to help spark economic revival. European industry rose 64% and bringd communist strength to decline and US trade opportunities to increase.E. mobilisation at business fi rmFailed balances with Soviets over international control of thermonuclear weapons, made America redouble its nuclear research. The Atomic Energy Commison was to oversee all nuclear research civilian, and military, and in 1950 Truman aoorived development of ne H bomb stronger than one used in 1945. The National security measures Act created a new Departmen of confession which would oversee all armed services. A National Security Council out of thw gabardine planetary house would govern forign and military policy. CIA would flip wartime office of strategic services. And engage in covert methods of collecting onformation.F. The Road to NatoTruman reached an agreement with Britain and France to merge their Germany zones into a new western German Re cosmos. Stalin responded by imposing a tight blockade of western berlin, Truman would pour forth supplied of food and fuel for ten months allo seduceg a city of 2 million to survive during this time. Stalin would lift the blockade in give of 1949. Germany was now divided into 2 nations, federal official official Re semipublic in west and representative Republic in east. In April 1949 12 nations signed agreement declaring an eruption on one was an attack on all. Soviet would do the aforementioned(prenominal) with otherwise communist nations in Europe called the Warsaw treaty in 1955.G. Reevaluating Cold War polityA series of events at end of 1949 propelled cold war in new direction as Soviets announced that they had tried their first atomic bomb, and the Chiang Kai-Shek nationalist government collapsed and was replaced by a communist multiplication of Soviets. Us would refuse to recoginize Chinese government and diverted attention to revitalizing japan as a buffer against Asian societalism. During this escalated atmosphere of crisis Truman called for a through round off of forign policy. The National Securty Report was issued in 1950. The doc said US should not rely on other nations to resist socialis m, US must stop expansion of communism in the world. It also called for 4x increase in US military budget.III. America afterwards The WarA. The Problems of ReconversionEconomic growth continue after 1945, saving from consumers during the war started a knock down, as did a $6 stepion tax cut. The GI bill of rights, or Servicemens Readjustment Act provided houseing, instruction and job training to vets and increased their spending. grievous inflation cause prices to rise 15 % annually, compounding this was labor unrest as major smoothens were occurring in most industries. In 1946 John Lewis led the United ember Workers out on strike for 40 days.Truman demanded coal mine owners to agree to marriage ceremony demands, simulataneously the nations railroads shut down, however Truman threatened military intervention and the strike was over in a few days. Reconversion was difficult for women and minorities who entered during wartime. Now men where returning(a) from war and wanted the ir old industrial jobs back, many women voluntarily gave them back but as much as 80% and all minority men wanted to keep jobs. Women would look to other areas of the economy, mainly the service sector.B. The Fair aim jiltedThe Fair deal was a 21 point domestic program handicraft for expansion of social security benefits, levelheaded minimum wage increase from 40 to 65 cents public works and other programs. In all he wanted to declare an end to wartime moratorium on gratuitous reform. However the republicans would recruit control of house and senate and reduce government spending and many other reforms. The Taft Hawley Act would empower president to call a 10 day cooling period before a strike. Truman would veto it but congress over command.C. The Elections of 1948Despites results of the 46 election Truman was not ready to give up on new deal. In 1948 he proposed major civil rights bill but congress would defeat them all. Tuman was seek to build campaign issues. Truman had i ssue of unpopularity and enervating support in the democratic party. souther democrats did not like the civil rights bills. Others did not like the way he dealt with Soviets. republican had nominated Dewey, seemed to offer unbeatable alternative to Truman. Truman called republicans do nothing good for nothing. To hit the ceiling this he called special session of congress, loosely republican, they met for 2 weeks in which nothing was accomplished. Truman would bring in by a very trim but decisive margin.D. The Fair Deal RevivedThe new congress was still hesitant to fair deal but did give some of what Truman wanted. They increased min wage to 75 cents and hour, ext stop social security to 10 million more people, and National Housing Act make 810,000 homes for low income housing. However his efforts for civil rights, the abolition of lynchings, poll tax, fair employment all failed. Truman did battle descrimination on his own, he finish descrimination in government jobs, and tr ied to pull down it in armed forces. Allowed justice dept. to get involved in discrinitory statues.IV. The Korean WarA. The Divided PeninsulaAt the end of WWII US and soviets had troops in Korea, Russians in odd a communist government with strong soviet troops, while us left hand an anti communist with a miserable military. The weakness of South Korea made unificationerly want to reunite the country. Truman reacted quickly to the impact by sending limited American military assistance. Soviets protetested the UN Security Council for it refusal in acknowledging the Chinese government. This gave UN agreement to US for international assistance to South Korea. Truman would sed ground forces and General McArthur to ascendance UN operations. Most UN troops were American. After capricious communists out of south, Truman gave McArthur permission to go into north to make a uunified independent democratic Korea.B. From invasion to StalemateThe invasion went smoothly with the capture of Pyongyang in October. just Chinese government got weary as UN moved close to Chinese boarder, they would enter war and push Americans back other(prenominal) 38th parallel and take hood of Seoul. By Jan UN started moving back north and regained capital for 2nd time, then war went into stalemate. Truman did not want direct difference of opinion with China which he mind would cause another world war. McArthur thought that it was a just that, a war with China, he thought heavy bombing on communists was necessary. McArthur would write letter to republican attracter which caused Truman to relive him of command. 69% of Americans supported McArthur and was welcomed enthusiastically. on that point was hostility towards Truman until other military attraction publicly showed support for his decision. Stalemate go along in Korea, negotiations began in 1951 but war would drag on until 1953.C. Limited MobilizationTo fight inflation during wartime Truman set up the Office of Defense M obilization. When its actions failed Truman took more forceful actions. When rail workers walked off the job he ordered government to take control. In steel strike he did same but supreme court ruled he had exceeded his power. The war brought economic boom as government pumped money into the economy. But made many Americans insecure, and flighty about communism. Did not know why boarder skirmish had gone on so long unresolved and 140,000 murdered wounded. Led to second campaign against communism.V. The fight Against SubversionA. HAUC and Alger darnrepublicans wanted something to attack Democrats with and and democrats wanted to take issue away from the,. The House Un-American Activities Committee in 1947, started publicized investigations of communist subversion. They started arguing that communists had infiltrated Hollywood, and when may former communists film maker refused to lambast about their politicial beliefs, they were sent to jail for contempt. other public investig ation was against higher(prenominal) rank senate member Alger Hiss, when reports from a former communist agent said that Hiss had passed classified ad documents to him. Hiss sued for slander but chamber produced images of the document. Do to statute of limitation, occurred over 7 years ago, Hiss was not prosecuted but was sent to prison for several years. This public believe that communists infiltration was possible. Nixon protected Hiss and made him well known and helped him win seat in senate.B. The Federal allegiance Program and the Rosenburg CaseTo protect against republican attacks, Truman initiated a widely publicized loyalty review program of many federal employees, causing 2,000 to resign and 212 to be dismissed. This caused other attacks on subversion. Direct of FBI investigated alleged radicals. When Russians successfully detonated atomic bomb there was babble that information had been passed from America. Young british scientists testified he gave information, the tria l eventually led to a couble, Rosenburgs, members of communist party. They were sentenced to death and after 2 years of appeals killed in electric chair, they retained their innocence. All these cases came to grip the nation of subversion. The public was fearful of infiltrated communists and being accused of communism also. Out of this would come public consider of McCarthy.C. McCarthyismIn a speech Joseph McCarthy declared that he had a list of 205 communists in the US senate, his statement was so bold, it made him a prominent figure and drawing card of crusade against subversion. McCarthy then moved to other agencies and was made chairman of special subcommittee on subversion in the government. He never proved conclusive evidence that anyone he accused was really a communist. Republican rallied that democrats had been responsible for 200 years of treason. hardly a(prenominal) spoke out against him, even Eisenhower who despise him did not while running for presidency.D. Republ ican RevivalFrustration in Korea, and a bad year in participatory party caused Truman to drop out of presidentship race. Gov. Adali Stevenson would be nominated instead. Republican nominated Eisenhower, and as his running mate chosen Nixon. Nixon would attack the democrats for being cowardly in their attack against communism. Eisenhower and Nixon would win overwhelmingly, and republican would regain control of both houses. The election finish 20 years of democratic domination, and ended worst turbulence of post war era.VI. ConclusionEven during world war II US and Soviets had different views of what world should be like once war was over. Right after the war this difference in opinion became evident. US thought Stalin was like Hitler in their quest for world domination, Stalin thought US wastrying to protect their world dominance by not allowing Russia to be a world power. The result was high tensions and the Cold War. US would help revitalize the broken Europe by gioving econo mic aid through Marshall plan and protecting them from communism. At home ferocity of the infiltration of communists into American government was provide by reports and publicized court cases.